Last updated 08-31-2026
Category:
Reviews:
Join thousands of AI enthusiasts in the World of AI!
Era
Era links your bank accounts, cards, and investments to AI assistants through a personal MCP server called Context. You connect accounts once, then ask Claude, ChatGPT, Cursor, Codex, or any MCP client about balances, spending, and goals without uploading spreadsheets or leaving the chat window.
Most budgeting apps keep your data inside their own dashboard. Era takes the opposite path: it exposes typed financial tools over the open Model Context Protocol, with shared memory that carries goals and preferences when you switch assistants. Context is read-write, so an agent can categorize transactions, set rules, and move money between your own accounts only after you approve each transfer.
Era also ships Agency, a native app for proactive alerts and automations, and Thesis, a research-grade investing product. The free Basic plan covers two connected accounts with 250 daily MCP tool calls. Paid tiers add faster sync, edit access, higher MCP limits, and more connected accounts. Era Financial Advisors LLC is SEC-registered, and the company states it never sells user financial data.
Exposes bank, card, and investment data to Claude, ChatGPT, Cursor, Codex, or any MCP client through a personal finance MCP server
Free Basic plan includes 2 connected accounts and 250 agent MCP tool calls per day with no credit card required
Organize plan adds daily sync, 200 shared memory facts, and 1,000 MCP tool calls per day for $6.99 per month
Agents get typed tools for accounts, transactions, rules, and transfers, with OAuth 2.1 scopes and a full activity audit log
Shared memory stores goals and preferences in Era so context follows you when you switch from Claude to ChatGPT or another client
Agency adds proactive income detection, bill monitoring, and rule-based transfers on top of the same connected-account data
Works with any MCP-compatible assistant, so you are not locked into one chatbot vendor
Read-write access lets agents categorize spending, set rules, and transfer money between your own accounts with per-action approval
Shared financial memory carries goals and context across Claude, ChatGPT, and other connected agents
Free Basic tier covers two accounts with 250 daily MCP tool calls and no credit card required to start
Broad institution coverage across the US, UK, France, Germany, Spain, and 40+ additional countries
Agency proactive automations and Thesis investing tools remain on a waitlist or in private beta
Some Automate and Operate features, including automated transfers and shared partner views, are marked coming soon
Faster sync tiers and higher MCP limits require paid plans starting at $6.99 per month
Investment advisory services carry standard market risk and are not FDIC insured
Is Era free to use?
Yes. Era's Basic plan is free forever for up to two connected accounts, with net worth tracking, spending views, and 250 agent MCP tool calls per day. Paid plans start at $6.99 per month for Organize and include a free trial that requires a card up front.
Which AI assistants work with Era Context?
Era Context works with any MCP-compatible client, including Claude Desktop, Claude Code, ChatGPT, Gemini, Cursor, VS Code, Windsurf, GitHub Copilot, and Perplexity. Era also lists official connectors in the Claude and ChatGPT directories.
Can my AI assistant move money on Era?
Yes. Era Context is read-write, so your agent can check balances, categorize transactions, and set rules. Transfers run only between your own accounts and require your explicit approval before they execute. Agents cannot pay bills, place trades, or file taxes.
How many MCP tool calls does Era's free plan include?
Era's free Basic plan includes 250 agent MCP tool calls per day. The Organize plan raises that limit to 1,000 per day, Automate includes 10,000 per day, and Operate includes 25,000 per day.
Is my financial data secure on Era?
Era Context encrypts data with AES-256 at rest and TLS 1.3 in transit. Bank credentials are not stored, connections run through regulated aggregators, agent access uses OAuth 2.1, and Era states it never sells personal financial data.
What banks and countries does Era support?
Era connects to thousands of banks, credit unions, and card issuers through regulated aggregators across the US, UK, France, Germany, Spain, and more than 40 countries. Accounts Era cannot reach yet can be added as manual accounts.