Last updated 08-22-2026
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Agentcard
Agentcard is a payment wallet built for AI agent platforms. It lets your users share existing credit cards or issue new Visa cards that agents can spend from, with human approval on every charge. Platforms embed the Agentcard Wallet widget and connect through OAuth, so agents can finish purchases inside a chat or browser automation without ever seeing real card numbers.
Most card issuing APIs hand you rails and leave compliance, KYC, and dispute handling on your plate. Agentcard bundles card issuing, a Purchase API for covered merchants like DoorDash and Good Eggs, and the regulated surface into one flat monthly fee. Platforms earn 1% interchange on settled volume plus optional markup set from a dashboard, which turns payments from a cost line into a revenue stream.
The product targets iMessage agents, agent browsers, and hosting services like OpenClaw and Hermes that need a safe way for autonomous agents to complete online purchases. A separate Agentcard Personal tier lets individual users fund cards for their own AI assistants with phone-based approval.
Agentcard Wallet widget embeds in your app with OAuth connection and push or email approval flows
Issue single-use or multi-use Visa cards locked to one store and one spending cap
Purchase API covers DoorDash, Good Eggs, Uber Eats, Ticketmaster, and 100+ merchants with no per-order fees
Platforms earn 1% interchange on every settled purchase plus configurable markup from the dashboard
npx agent-cards companies wizard reads your codebase and wires integration in about 10 minutes
MCP server connects the wallet to Claude, Cursor, and custom agents via docs.agentcard.sh
KYC, fraud, disputes, and chargebacks handled by Agentcard with licensed banking partners
Flat monthly fee replaces six separate vendor contracts for cards, KYC, fraud, and compliance
1% interchange plus configurable markup turns agent payments into a platform revenue stream
Cards locked to one store and one amount limit worst-case agent exposure to the approved cap
Companies plan starts at $5,000 per month, which is steep for early-stage startups without the discount
Loading existing user cards is US-only; issued Visa cards work worldwide but card-connect is limited
How much does Agentcard cost for companies?
Agentcard charges a flat $5,000 per month for its Companies plan with a 30-day money-back guarantee. There are no per-card, per-user, or per-integration fees. Startups can apply for discounted pricing by scheduling a call with the founders.
How does Agentcard connect to AI agents?
Agentcard offers an MCP server at mcp.agentcard.sh, a CLI wizard via npx agent-cards, and a REST API documented at docs.agentcard.sh. The wallet widget connects through OAuth inside your product, and approvals arrive as a push notification or email tap.
What happens if an Agentcard agent goes rogue?
Agentcard cards are locked to one store and one approved amount. Worst case, a rogue agent spends exactly the approved limit once, then the card is destroyed. Real card details never enter the model context, your database, or your logs.
Where can Agentcard virtual cards be used?
Issued Agentcards are accepted at Visa merchants worldwide for online purchases. The Purchase API provides one-call checkout on covered stores like DoorDash and Good Eggs, but agents can also use browser automations to pay at any online checkout.
Can Agentcard handle recurring subscriptions?
Yes. Agentcard can pin a multi-use card to a single merchant for subscription renewals. The card stays alive for that merchant only and remains useless at any other store, limiting exposure if credentials leak.
Who is behind Agentcard?
Agentcard is a Delaware corporation founded by Karen Serfaty (CEO) and Felipe Abello (CTO), backed by Y Combinator. Cards are issued by Agentcard with licensed banking partners, and the legal responsibility for the card program sits with Agentcard, not the integrating platform.