Era vs Onnix AI

Era links your bank accounts, cards, and investments to AI assistants through a personal MCP server called Context. You connect accounts once, then ask Claude, ChatGPT, Cursor, Codex, or any MCP client about balances, spending, and goals without uploading spreadsheets or leaving the chat window.

Most budgeting apps keep your data inside their own dashboard. Era takes the opposite path: it exposes typed financial tools over the open Model Context Protocol, with shared memory that carries goals and preferences when you switch assistants. Context is read-write, so an agent can categorize transactions, set rules, and move money between your own accounts only after you approve each transfer.

Era also ships Agency, a native app for proactive alerts and automations, and Thesis, a research-grade investing product. The free Basic plan covers two connected accounts with 250 daily MCP tool calls. Paid tiers add faster sync, edit access, higher MCP limits, and more connected accounts. Era Financial Advisors LLC is SEC-registered, and the company states it never sells user financial data.

Onnix AI is a personalized co-pilot built for banking teams. It connects to your data sources and helps you query information, run analyses, and build slide decks through simple prompts instead of manual Excel and PowerPoint work.

The platform was built by bankers with backgrounds at firms like Lazard, Palantir, and Microsoft. It integrates with data providers such as FactSet and CapIQ, and can work with uploaded files and datarooms. Senior bankers can iterate on deck direction quickly, while junior team members can build out slides and analyses with less back-and-forth.

Onnix is currently available through a beta program. Teams can request access to see how it fits their workflow for presentations, Excel analysis, and data source querying.