Digits

Digits

Digits connects your bank accounts, cards, and payroll providers to a ledger that categorizes and reconciles transactions around the clock. Its Agentic General Ledger engine uses proprietary models trained on 170 million transactions to book entries without manual rule setup, then surfaces live P&L, balance sheet, and cash flow dashboards.

QuickBooks and Xero still treat AI as an add-on feature. Digits built the ledger itself around autonomous agents: Ask Digits answers plain-language finance questions, Agentic Close runs month-end checklists, and automated schedules handle depreciation and accruals. The Developer API and MCP server let you query your ledger from ChatGPT, Claude, or Cursor at no extra cost.

The platform targets US-based solopreneurs, growing companies, and accounting firms managing multiple clients. Essentials starts at $65 per month with a 30-day free trial. Pro at $250 per month adds Agentic Close, automated schedules, and custom management reporting for teams with internal finance staff.

Top Features:
  1. Three plans: Essentials at $65 per month, Core at $100 per month, and Pro at $250 per month with a 30-day free trial

  2. Connects to 12,000+ banks, cards, and payroll providers plus native Stripe, Ramp, and BILL integrations

  3. Ask Digits answers plain-language questions about cash flow, expenses, revenue trends, and vendor history

  4. Agentic Close on Pro automates month-end reconciliations, statement collection, and error flagging

  5. Free Developer API and MCP server connects your ledger to ChatGPT, Claude, and Cursor

  6. SOC2 Type II certified with bank-grade encryption; supports both cash and accrual accounting methods

Pros:
  1. Proprietary Agentic General Ledger books transactions 24/7 without manual rule setup.

  2. MCP server and Developer API let finance teams pull live ledger data into ChatGPT or Claude without exporting spreadsheets.

  3. 30-day free trial on all plans with SOC2 Type II certification and bank-grade encryption.

Cons:
  1. Available only to US-based entities with no international support announced.

  2. Agentic Close and automated schedules require the Pro plan at $250 per month.

  3. Each business entity needs its own subscription, which adds cost for multi-entity operators.

FAQs:

How much does Digits cost?

Digits offers Essentials at $65 per month, Core at $100 per month, and Pro at $250 per month. Every business plan includes a 30-day free trial. Accounting firms get exclusive partner pricing with dedicated success managers.

What is Ask Digits?

Ask Digits is a conversational financial assistant included in every Digits plan. You ask plain-language questions about cash flow, expenses, revenue, or vendor history and get answers in seconds. You can also forward documents to @digits.cc for automatic processing.

Does Digits offer a free trial?

Yes, Digits includes a 30-day free trial on all business plans. You can explore AI bookkeeping, dashboards, invoicing, bill pay, and Ask Digits before committing to a paid subscription.

What banks does Digits integrate with?

Digits connects to over 12,000 financial institutions for banks, cards, and payroll providers. It also offers native integrations with Stripe, Ramp, and BILL for revenue and spend tracking with real-time AR and AP aging reports.

Does Digits automate month-end close?

Yes, Digits Pro includes Agentic Close, which automates bank statement collection, reconciliation, and error flagging during month-end. Pro also adds automated schedules for depreciation, amortization, and accrual entries that sync to your general ledger.

Is Digits available outside the US?

No, Digits supports only US-based entities. The platform handles both cash and accrual accounting methods and is SOC2 Type II certified for security.

Category:

Pricing:

Freemium

Tags:

Accounting Software
Bookkeeping
General Ledger
Bill Pay
Invoicing
Cash Flow
MCP Integration
Accounting

Tech used:

Google Analytics
Google Tag Manager
Microsoft Clarity
Tailwind CSS
GitHub

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