Last updated 07-29-2026
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Kniru
Kniru helps you track and manage your entire financial life by syncing your bank accounts, investments, loans, and credit cards into one secure dashboard. It provides detailed insights into your net worth, spending habits, subscriptions, and portfolio performance to help you make smarter money decisions.
What sets Kniru apart is its ability to instantly import up to two years of your financial history, allowing you to analyze your net worth over custom date ranges. Its AI-powered chat offers personalized financial advice tailored to your habits and goals, unlike many alternatives that only provide basic tracking.
Kniru emphasizes privacy and security with bank-level encryption and zero-knowledge architecture. It offers core financial tools for free forever, making comprehensive money management accessible without hidden fees or ads.
With features like smart expense tracking, subscription management, investment analysis, and automated reports, Kniru empowers users to uncover hidden savings and optimize their financial health effectively.
💰 Net Worth Tracker shows your complete financial story instantly with 2 years of history
📊 Smart Expense Tracking reveals where your money goes and highlights savings opportunities
🔍 Subscription Manager identifies recurring charges to help control monthly spending
📈 Investment & Portfolio Tracker monitors stocks, ETFs, and crypto with real-time updates
🤖 AI Chat provides personalized financial advice tailored to your habits and goals
🔒 Bank-level encryption and zero-knowledge architecture ensure data privacy
📅 Custom date range analysis for net worth and spending insights
Free core features with no hidden costs
Comprehensive financial tracking including investments and loans
Highly accurate AI categorization and personalized advice
Secure connections with thousands of financial institutions
Detailed reports and customizable date range analysis
Advanced AI features require paid subscription
Some beta features are invite-only or require contact for access
What kind of financial accounts can I connect to Kniru?
Kniru connects with over 11,000 financial institutions worldwide, including banks, credit cards, investment accounts, crypto wallets, and loan providers, syncing your data in real-time.
Is Kniru really free to use?
Yes, Kniru offers core features for free forever with no hidden fees, allowing unlimited account connections and access to essential financial tools.
How does Kniru protect my financial data?
Kniru uses bank-level encryption, multi-factor authentication, and zero-knowledge architecture to ensure your data is secure and private.
What makes Kniru's AI different from other financial apps?
Kniru's AI is built on over five years of financial research, providing specialized insights that understand complex financial contexts and market dynamics for personalized advice.
Can I track my net worth history with Kniru?
Yes, Kniru instantly imports up to two years of your financial history, allowing you to analyze your net worth over custom date ranges.
Does Kniru help identify hidden expenses?
Yes, Kniru's smart expense tracking and subscription manager reveal recurring charges and spending patterns to help you find savings.
What support options are available for paid plans?
Kniru pro and Alpha plans include priority support, with Alpha users also getting direct access to the founding team and exclusive beta features.