Last updated 07-30-2026
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Peek Money
Peek Money turns everyday purchases into a simple worth-it check on iPhone. You rate each transaction, tag what drove it (ritual, comfort, impulse, convenience, and more), and Peek builds spending stories and monthly caps around what you actually value instead of generic category charts.
Most budgeting apps sort charges into food, travel, or shopping and tell you to cut back. Peek skips the lecture and focuses on the gap between what you intend to spend and what you do. It replaces cold dashboards with narrative recaps, like Spotify Wrapped for your money, and suggests realistic limits from your real history plus your own worth-it answers.
The app is free on the App Store, requires iOS 15.1 or later, and targets people who want self-awareness around money without spreadsheets or guilt-driven budgets. Peek checks in mid-month, unlocks collectible insight blind boxes at the end of each cycle, and uses casual AI conversations to help you notice patterns like stress spending or Friday rituals.
One worth-it or not question per transaction instead of accountant-style categories
16+ spending motive tags including ritual, comfort, impulse buy, and self-reward
Spending stories and persona labels like Comfort Seeker or Late-Night Browser
Monthly caps built from your actual spending plus your worth-it ratings
Mid-month budget check-ins and collectible blind-box insights each cycle
AI chat check-ins that ask casual questions about recent charges
Free download on iPhone and iPad with iOS 15.1 or later required
Replaces guilt-heavy category budgets with a simple worth-it question per purchase.
Spending stories and persona labels make patterns easier to spot than raw charts.
Monthly caps are built from your actual history and your own ratings, not guesswork.
Free on the App Store with no listed paid tiers or subscriptions.
Mid-month check-ins and blind-box insights keep the habit loop engaging.
iOS only: no Android app or browser-based version listed.
Requires iOS 15.1 or later, which excludes older iPhones.
Bank linking means you must trust a third party with financial transaction data.
Still early stage at version 0.5.2 with a smaller user base (225 App Store ratings).
Is Peek Money free?
Yes, Peek Money is free to download on the App Store. The listing shows no paid tiers or in-app purchase options, so the core worth-it ratings, spending stories, and budget features come at no cost.
What platforms does Peek Money support?
Peek Money runs on iPhone and iPad only. The App Store listing requires iOS 15.1 or later, and there is no Android or web app version listed on peek.money.
How does Peek Money track spending?
Peek Money connects to your bank transactions and asks you to rate each purchase as worth it or not. You can also tag what drove the spend, such as ritual, convenience, or impulse, so Peek learns your motives over time.
How is Peek Money different from Mint or YNAB?
Peek Money focuses on whether purchases matched your values, not just category totals. Instead of spreadsheet dashboards, Peek Money delivers narrative spending stories, persona labels, and caps shaped by your own worth-it answers.
Who makes Peek Money?
Peek Money is built by Peek Technologies Pte Ltd, based at 77 High Street #09-11, Singapore 179433. Support is available at [email protected] according to the privacy policy on peek.money.
What age do you need for Peek Money?
Peek Money requires users to be at least 18 years old. The terms of service on peek.money state that you must have legal capacity to enter a binding contract before using the service.