Era vs Novo AI

Era links your bank accounts, cards, and investments to AI assistants through a personal MCP server called Context. You connect accounts once, then ask Claude, ChatGPT, Cursor, Codex, or any MCP client about balances, spending, and goals without uploading spreadsheets or leaving the chat window.

Most budgeting apps keep your data inside their own dashboard. Era takes the opposite path: it exposes typed financial tools over the open Model Context Protocol, with shared memory that carries goals and preferences when you switch assistants. Context is read-write, so an agent can categorize transactions, set rules, and move money between your own accounts only after you approve each transfer.

Era also ships Agency, a native app for proactive alerts and automations, and Thesis, a research-grade investing product. The free Basic plan covers two connected accounts with 250 daily MCP tool calls. Paid tiers add faster sync, edit access, higher MCP limits, and more connected accounts. Era Financial Advisors LLC is SEC-registered, and the company states it never sells user financial data.

Novo AI builds generative AI tools for insurance companies that need to process large volumes of text-heavy claims paperwork. The platform uses large language models to read, analyze, and explain documents ranging from policy files to hospital invoices, police reports, and legal correspondence.

The product targets insurers looking to streamline claims operations, catch fraud earlier, and give customer support teams faster answers on coverage decisions. Novo AI positions itself around improving combined ratios by reducing manual review work and claim leakage.

Trusted partners listed on the site include April, First Round Capital, Deloitte, Discover Market, and SFA. The company operates from offices in Singapore and Hong Kong.