Era vs Reconcile

Era links your bank accounts, cards, and investments to AI assistants through a personal MCP server called Context. You connect accounts once, then ask Claude, ChatGPT, Cursor, Codex, or any MCP client about balances, spending, and goals without uploading spreadsheets or leaving the chat window.

Most budgeting apps keep your data inside their own dashboard. Era takes the opposite path: it exposes typed financial tools over the open Model Context Protocol, with shared memory that carries goals and preferences when you switch assistants. Context is read-write, so an agent can categorize transactions, set rules, and move money between your own accounts only after you approve each transfer.

Era also ships Agency, a native app for proactive alerts and automations, and Thesis, a research-grade investing product. The free Basic plan covers two connected accounts with 250 daily MCP tool calls. Paid tiers add faster sync, edit access, higher MCP limits, and more connected accounts. Era Financial Advisors LLC is SEC-registered, and the company states it never sells user financial data.

Reconcile is a strategy, design, and engineering team that builds custom AI-powered software for growing businesses. Instead of selling off-the-shelf SaaS, the company embeds as a product squad that handles strategy, UX design, engineering, and ongoing operations.

Typical engagements start with a discovery call, followed by a scoped proposal and roadmap. Reconcile then runs design sprints, ships custom AI agents, workflow automations, and integrations, and stays on for launch support and maintenance. The team highlights use cases such as invoice and AP automation, client scheduling assistants, CRM inbox triage, internal knowledge search, quote generation, and ops dashboards.

Reconcile began as a VC-backed fintech company before pivoting to a services model for SMBs that need automation without hiring a full engineering team. Clients keep ownership of the software Reconcile builds for them.