Era vs Sturppy

Era links your bank accounts, cards, and investments to AI assistants through a personal MCP server called Context. You connect accounts once, then ask Claude, ChatGPT, Cursor, Codex, or any MCP client about balances, spending, and goals without uploading spreadsheets or leaving the chat window.

Most budgeting apps keep your data inside their own dashboard. Era takes the opposite path: it exposes typed financial tools over the open Model Context Protocol, with shared memory that carries goals and preferences when you switch assistants. Context is read-write, so an agent can categorize transactions, set rules, and move money between your own accounts only after you approve each transfer.

Era also ships Agency, a native app for proactive alerts and automations, and Thesis, a research-grade investing product. The free Basic plan covers two connected accounts with 250 daily MCP tool calls. Paid tiers add faster sync, edit access, higher MCP limits, and more connected accounts. Era Financial Advisors LLC is SEC-registered, and the company states it never sells user financial data.

Sturppy Plus connects your live business data to a chat interface modeled after ChatGPT. You ask questions in plain English and it returns charts, KPI summaries, what-if forecasts, and automated reports pulled from your actual revenue and expense sources. The product pairs that data layer with CFO Chat, a GPT-4 assistant pitched as a virtual CFO for ongoing analysis.

Most startup financial modelers stop at static spreadsheets. Sturppy Plus targets operators who already have real revenue or funding and need answers tied to current numbers, not a hypothetical template. Sturppy Planning, the sibling product on the same site, builds disconnected models for early-stage founders; Plus is the live-data path for businesses doing at least $10K per month or that have raised $250K or more.

Founders, finance leads, and operators at funded startups use it to surface KPIs, run scenario analysis, and automate reporting without rebuilding Excel each week. You can start with a 30-day free trial from the Plus signup page, book a demo through Calendly, or log in through plus.sturppy.com when you already have an account.