Era vs WellyBox

Era links your bank accounts, cards, and investments to AI assistants through a personal MCP server called Context. You connect accounts once, then ask Claude, ChatGPT, Cursor, Codex, or any MCP client about balances, spending, and goals without uploading spreadsheets or leaving the chat window.

Most budgeting apps keep your data inside their own dashboard. Era takes the opposite path: it exposes typed financial tools over the open Model Context Protocol, with shared memory that carries goals and preferences when you switch assistants. Context is read-write, so an agent can categorize transactions, set rules, and move money between your own accounts only after you approve each transfer.

Era also ships Agency, a native app for proactive alerts and automations, and Thesis, a research-grade investing product. The free Basic plan covers two connected accounts with 250 daily MCP tool calls. Paid tiers add faster sync, edit access, higher MCP limits, and more connected accounts. Era Financial Advisors LLC is SEC-registered, and the company states it never sells user financial data.

WellyBox automates receipt and invoice collection for small businesses by connecting to Gmail, Outlook, WhatsApp, and other sources. OCR pulls amounts, dates, and vendors from each document without manual data entry. Over 100,000 businesses use it to turn scattered expense paperwork into data they can export or sync to accounting software.

Most receipt apps make you photograph each slip one at a time. WellyBox leans the other way: it crawls your inboxes for receipts you already received by email, going back up to 48 months on paid plans, and adds WhatsApp scanning for paper slips you pick up on the road. That inbox-first approach cuts the manual upload step that slows down teams who buy most things online.

Freelancers, small business owners, and accounting firms are the core audience. WellyBox targets anyone who loses hours each month digging through email threads for invoices before tax season or month-end close. Users report saving about six hours per week once collection runs on autopilot.