Last updated 07-02-2026
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KELLS
KELLS is a membership-based dental health platform that combines virtual care tools with a nationwide discounted dentist network. Members get phone-based oral health scans, on-demand dental guidance, treatment plan reviews, and upfront pricing on in-office care without filing insurance claims.
The platform is built around clinical oversight: scan models are trained on large dental image datasets, and licensed dentists review findings before reports go out. KELLS positions itself as a complement to existing dental insurance or a standalone option for people without coverage.
Employers and benefits brokers can also offer KELLS as a dental benefit with no claims administration. The company was founded in 2022 and partners with organizations including Aetna, Unum, and Paychex.
Snap smartphone photos for a virtual checkup with dentist-reviewed reports in minutes
24/7 Dental Advisor chat for symptoms, aftercare, and treatment plan questions
Treatment Validation gives independent second opinions on proposed dental work
70,000+ dentist network with 25–85% savings and direct-pay, no-claims pricing
Emergency dental consults connect you with a licensed dentist online
HIPAA-compliant data handling with encryption at rest and in transit
Works alongside existing dental insurance or as a standalone uninsured option
Free Basic tier lets you try a virtual checkup and limited Dental Advisor access without a credit card.
Licensed dentists review virtual checkup reports before delivery.
Complete plan includes a large dentist network with upfront discounted pricing and no claims paperwork.
Can complement existing dental insurance rather than replacing it.
No waiting period; access starts immediately after signup.
Network discounts and the discount plan are not available in every state.
KELLS is a membership discount platform, not insurance, so it does not pay providers on your behalf.
Treatment Validation and unlimited scans require a paid Premium or Complete plan.
Dental Vault record storage is listed as coming soon, not yet available.
Is KELLS dental insurance?
No. KELLS is a membership platform, not dental insurance. Members pay dentists directly at discounted network rates. There are no claims, deductibles, or annual maximums.
How much does KELLS cost?
KELLS offers a free Basic plan, Premium at $99 per year, and Complete at $149 per year. Premium and Complete include a 14-day money-back guarantee.
How does the KELLS Virtual Checkup work?
You take guided photos with your phone, KELLS analyzes them for cavities, plaque, and gum issues, and a licensed dentist reviews the scan before you receive a personalized oral health report.
Can I use KELLS with existing dental insurance?
Yes. KELLS is designed to work alongside an existing dental plan by helping you understand coverage, validate treatment plans, and save on out-of-pocket procedures.
What is KELLS Treatment Validation?
Treatment Validation is an independent second-opinion service. You submit your dentist's treatment plan and KELLS' clinical team reviews each procedure for necessity and fair pricing.
Is there a waiting period after signing up?
No. KELLS has no waiting period. You can access plan features immediately after account creation and payment, including same-day provider bookings on eligible plans.
Is KELLS available in every state?
KELLS states that its discount plan is not available in all states. Check membership terms or contact member services at (855) 350-4812 for provider availability in your area.