Last updated 08-09-2026
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SimplyBudget AI
SimplyBudget AI is a personal finance and productivity app for iPhone that logs purchases from voice, typed entry, or Gmail receipts and sorts them into categories with merchant logos. You speak an amount and merchant, and the app fills category, date, and logo fields automatically. The Ask Me panel answers spending questions in plain language, and version 7.4 added a rebuilt analytics view for category breakdowns.
Most budgeting apps lean on bank linking and spreadsheet-style setup. SimplyBudget AI takes the opposite path: it is iPhone-only, keeps data local, and dropped bill tracking and loyalty cards in 7.4 to stay lightweight. Gmail sync logs purchase emails in the background, but there is no Android app or web dashboard for day-to-day tracking.
The product targets students and first-time budgeters who want quick logging without accounting jargon. It is part of Microsoft for Startups Founders Hub, uses Groq for AI features, and lists 10,000+ users on its marketing site. The old simplybudget.me domain no longer resolves; the live site moved to simplybudget.framer.ai.
Voice AI logging fills amount, merchant, category, date, and logo from speech
Free plan allows 30 transactions per month with basic voice AI
Plus subscription unlocks unlimited logging, Ask Me AI, and Gmail email sync
Gmail integration detects purchase emails and logs expenses automatically
Version 7.4 rebuilt analytics with spending breakdowns and removed bill tracking
Voice logging captures amount, merchant, category, and logo in one step.
Gmail sync on Plus logs purchase emails without manual entry.
Version 7.4 simplified the app by removing bills and loyalty cards.
iOS only with no Android or browser-based tracking app.
Free plan caps you at 30 transactions per month.
The original simplybudget.me domain no longer resolves.
Is SimplyBudget AI free?
Yes. SimplyBudget AI offers a free Basic plan with 30 transactions per month, basic voice AI, and logo attachment. Plus costs $3.99 per month through Apple in-app purchase with a 7-day trial.
What platforms does SimplyBudget AI support?
SimplyBudget AI is an iOS app available on the Apple App Store. The marketing site at simplybudget.framer.ai covers downloads and pricing, but daily tracking happens in the iPhone app.
How does voice logging work in SimplyBudget AI?
SimplyBudget AI lets you speak an expense aloud and uses voice AI to capture the amount, merchant, category, date, and merchant logo without manual typing.
What is Ask Me in SimplyBudget AI?
Ask Me is SimplyBudget AI's chat-style assistant that answers spending questions, such as where you spent the most or how a category trended, using your logged transactions.
Does SimplyBudget AI sync with Gmail?
Yes on the Plus plan. SimplyBudget AI can connect a Google account to detect purchase emails and log matching expenses in the background.
Who created SimplyBudget AI?
SimplyBudget AI was built by creator Zain Pirani, who writes on the company blog about designing a simpler finance app for students and younger users.